Zandakar said what I was thinking. Chapters are geographical umbrellas that provide structure to a region, but units are where the action happens on the ground. You can have a chapter than spans two cities, and each city can have its own unit (or ideally, many units). The units run their own practices in Ft. Meyers and in Naples, and the chapter provides the overarching structure for the greater Southwest Florida region.
It's every chapter's hope to spread from the founding location to the surrounding cities. It just sounds like this change happened to your chapter before you'd really gotten things off the ground, which sucks, but isn't insurmountable.
That said, if you just want to get out of the contract with your friend who moved away, email firstname.lastname@example.org
and Graymael can take care of it for you.